Category: Real Estate

The New Nokia E72 is a Perfect Fit For Today's on the Go Lifestyle

The New Nokia E72 is a Perfect Fit For Today’s on the Go Lifestyle

The Nokia E72 is one of the best Nokia phones. It is comparable to other Nokia E-series phones in that it is designed for business people and business entrepreneurs. Besides, it retains all the glossy features of its predecessor, Nokia E-71 with additional superb modification that easily attracts everyone. It is in fact a power phone that many people will desire to have.

Features of Nokia E72

The superb features of Nokia E72 include mobile email, instant messaging, calendar and almost all other features of E71. The most enticing feature of Nokia E72 is its graceful design. It makes it a cell phone meant for business people because of its reliability and efficiency.

For a business person who is constantly on the go it is a personal assistant; always there for them. It is thus possible to convince a business person to change to Nokia E72 because of its enhancements. With it you have an upgraded E71 with many added features.

New features of Nokia E72

Nokia E72 comes with new features that include Symbian OS 9.3, USB charging, accelerator and magnetometer sensors and a digital compass. Above all, Nokia E72 is designed with an optical Navi key that surpasses the standard D-pad. This newest addition will thrill users as it enhances scrolling through emails, menus, images, and the internet browser because it is an optical sensor that is more superior to closely spaced buttons. It saves the user time and makes him feel, “I have value for my money”.

Other new features include 600MHz processor to enhance its performance to a high level, double amount ROM, HSDPA support of up to 10.2Mbps, a Tri-band that replaces the Duo-band and an improved CPU clock speed. The functional keys have the look of a metal polish making Nokia E72 to be user friendly. It has a display of 2.4 inches with a QVGA resolution making it useable in direct sunlight.

Nokia E72 is perfectly suited and designed for corporate people. It is a stylish mobile phone that can meet all your needs. Besides being a business phone, it is also rating high on lustrous features thus, can fit other users in search of a cute looking and hip phone.

In conclusion, this is the smartest phone you can choose. It is so reliable that you cannot afford not to have it. Indeed Nokia had you in mind when designing this fantastic phone.

Midwest Dog Training Digs North Sioux City for Expansion

Midwest Dog Training Digs North Sioux City for Expansion

Nearly three years ago Chris Ford traded his office job for the chance to overcome unruly dogs. His computer has given way to electronic dogs collars, a firm voice and the dedicated spirit of an entrepreneur.

Chris and his wife Jennifer are the dynamic duo behind Midwest Dog Training, a dog obedience business currently located at the Village Square Mall in Dakota Dunes.

In 2005, Ford, a Gateway employee, decided it was time for a career change.

“I saw the writing on the wall. I weaned myself off of Gateway after three months,” Ford explained. “By that time it was just getting to a point where I had too many dogs in my house anyway. So, we got the location in the Dunes in 2006.”

After two years and a few months in the Dunes, this pup of a business has grown in leaps in bounds. By Late September, this Wynstone couple will be breaking ground on N. Derby Lane in North Sioux City, as they build, expand and relocate Midwest Dog Training.

Gone to the Dogs

“It’s definitely something we’re growing or expanding. Instead of just doing the training, we’re going to be doing a lot more,” Ford explained of the new business location.

“We plan to have it built by the time it snows. So, late November it should be done,” Ford explained. He hopes to have the doors open for business before Christmas.

The new 2500 square foot facility will offer 40 kennels for overnight boarding, doggie daycare, grooming and a small retail area, in addition to obedience training on site and at client’s homes.

Doggie guests will be treated to spacious 5 feet x 5 feet indoor kennels with bacteria resistant floors, 3 outdoor dog runs and 1 indoor dog run. The four legged guests will also enjoy the acre and a half grounds, complete with a 6 foot privacy fence, alarm system and video monitoring.

A Proven Style of Training

You won’t find clickers, choke chain collars or bags of bite sized training treats at Midwest Dog Training.

After researching the dog obedience industry by studying and observing trainers from California to Des Moines, Ford has found a method that has worked for thousands of dogs.

“I have taken the best pieces of the best programs and put them all into one,” Ford explained of his techniques.

His current services have been requested by pet owners from Kansas City to Minneapolis and many points in between.

“The company has grown fairly fast, and the popularity of the program has helped with that. Because of the growth of the business, it has allowed us to take this risk, or take on the challenge,” Ford explained.

Ford’s program includes the use of a specific electronic collar. The e-collar emits a vibration that acts like a muscle stimulator to communicate with the dog. Being skeptical, this reporter tested the sensation, and found it to not be a shock collar at all. The vibration from the collar was like a tickle, that made the skin in the palm of my hand mildly itchy.

“We specialize in properly using the e-collar to communicate with your dog,” Ford explained.

He likens the e-collar to an invisible fence or leash, and will allow anyone to feel the e-collar vibration before putting it on their pet.

“Our program includes positive reinforcement along with leash training too, so it’s not all e-collar training, but that is the foundation really, so that’s why our customers are able to get the control their looking for,” Ford explained.

With a dose of patience and an e-collar, Ford trains dogs of all breeds, ages and levels of aggression.

On and off leash control are an important part of his training. Ford feels many dog training programs never go past on leash control. When a pet gets loose from his leash, all the training commands are ignored by the pet. Ford’s techniques and commands are designed to be effective both on and off leash, near strangers and in new indoor and outdoor environments, such as a park.

Two Types of Training

Midwest Dog Training offers two methods of obedience training.

Ford will pick up the pet for boarding and an obedience program, where all the work is done at his facility and home. After 3 weeks, you dog is returned, fully trained.

In home training sessions work with the dog as well as the pet owner. In two sessions, each two hours in length, Ford claims he can make your pet learn eight essential commands; come, sit, down, place, weight, off, quiet and release.

“We show people how to use appropriate motivation and how to give the command,” Ford explained of the program that promotes consistency. “Also, how to use the collar and how to be comfortable with the training.”

And eventually, dogs trained with Midwest Dog Training won’t need to wear the e-collar.

“I show the people how to wean their dog off of the collar, so potentially they don’t have any stimulus other than their voice,” Ford explained.

He even offers unlimited follow-up phone calls and email for the life of the dog he has trained. Dog owners are encouraged to participate in a lucrative referral program, where Ford will pay back your training fee in exchange for 5 successful referrals. The business also offers a discount for multiple pet homes. When two dogs are enrolled in an obedience program at the same time, the second dog’s training fee is at half price.

All Levels of Aggression Accepted

“In almost three years, I’ve trained a thousand dogs. And many of those are vicious dogs, that want to bite people,” Ford mentioned in the wake of a hot controversy over a Pit Bull ban in neighboring Sioux City. “A lot of dogs are confused about what they should be doing. We train dogs not to be vicious.”

Ford contends bully breeds can be trained successfully with his program.

“Leash training doesn’t teach the dog to not be aggressive. The e-collar shows they can’t be aggressive,” Ford explained. “It’s all about setting boundaries for the dog. Obedience training is nothing more than offering stimulus to get a dog to do what you want.”

Ford’s customers have been pleased with his services.

“A lot of times they are overly impressed,” Ford explained of the reactions. “When you have your dog off leash, and you control him off leash, your bond is stronger.”

More to Come

This fall, Ford plans on sending a mailer to Dakota Dunes residents offering a free doggie daycare day pass, so residents can learn more about Midwest Dog Training’s new services.

A small retail section at the North Sioux City business will offer Innova Evo pet foods. Ford considers himself a dog nutritionist who has researched many pet diets. In the future he’d like to add a weight management program to his business offerings. Pet owners could board their pet and have Ford put them on a diet and exercise regime designed for optimum health and weight management.

In the coming year, the business will also begin breeding Belgian Malinois, to be sold primarily to police agencies. Ford will train the dogs to be used in police enforcement.

“By this time next year, we should have a program for bomb sniffing dogs,” Ford said.

But until then, Ford will focus on the newly expanded business opening in North Sioux City, and his growing family. This Fall, the Ford’s will open their new facility and be the proud parents of their first child.



Tracy Suttles Helps Understand Adjustable Rate Mortgages

The following is a guest post from Houston, Texas real estate developer and entrepreneur Tracy Suttles.

There are many reasons to consider an adjustable rate mortgage (ARM). With fixed mortgage interest rates rising, ARMs are becoming popular again. Some consumers may be advised that they need an ARM product in order to qualify for the mortgage that they are requesting. Other consumers may want to take advantage of a lower interest rate mortgage on a home that they do not plan on owning for long. Whatever your reasons may be, there are many ARM products and they can be confusing. Hopefully, the following will help clear up some common questions regarding various loan products.

An ARM has an initial interest rate that is substantially lower than current fixed mortgage interest rates. This is called the start rate or teaser rate. How long the start rate is in effect varies from product to product. The interest rate is determined by an index. The index used varies by product also.

An index is a measurement tool that reflects the cost of money. Interest rates are set by lenders who determine the cost of money using an index. For instance if the index raises, fixed mortgage interest rates rise. In the same way, when the mortgage is set to adjust, it adjusts based on the current index. The best indexes are ones that don’t move too often. There are many different indexes and different ARM programs use different ones.

There are protection clauses in ARM products. Each product has a predetermined amount that the interest rate can change per adjustment. This is called the adjustment cap. It protects the consumer from going from a 4% interest rate to a 10% interest rate on one adjustment. Each product has a predetermined amount that the interest rate can change over the life of the loan also. This is called a lifetime cap. It protects the consumer from going beyond a reasonable amount above where they started. The caps make the interest rate adjustments more of a gradual process and protect consumers from giant leaps, which could lead to financial difficulties.

The margin is also an important aspect of an ARM. The margin is the number that is added to the index to determine the new interest rate at adjustment time. The lower this number, the lower the change to the interest rate at adjustment time. Some loan programs allow the option to pay discount points to buy down the interest rate. In the case of an ARM, it may be in your best interest to buy down the margin instead. The initial interest rate will change shortly, so why pay for it to start lower? Instead, you can get a lower margin which will affect every single adjustment to your mortgage.